Are you a plumber, electrician, painter and decorator, carpenter or other tradesman? Do you work as a sole trader or run a small business? If so, you may want to consider tradesman insurance to cover your tools, materials or projects. At Mercury, we can tailor a traders insurance policy to suit your exact business needs.
What is tradesman insurance?
Your tradesman insurance policy will typically cover any claims made against you by your customers or third parties, with clauses to cover business interruption, deterioration of stock, goods in transit and environment liability. It will cover your business property, materials, tools and stock and equipment against fire, damage or theft.
Our tradesman cover can be customised to meet your specific business needs, so a carpenter or plumber will have different requirements to a domestic cleaner or gardener.
In addition to tradesman insurance, you may want to include contractors’ all risk as part of your policy, which will also cover damage to contract works, your machinery and plant, and any hire equipment used on site.